Home Buying Guide

Buying a home is a considerable achievement. It demands a thorough grasp of the process, which can be quite intricate without the right knowledge. Below are frequently asked questions that encompass all you need to know about purchasing a home. For an exhaustive list of questions, consider reaching out for resources that offer detailed insights into every phase of the homebuying journey.

Home Buying Guide-PDF

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Home Buying Process

A Comprehensive guide to buying a home!

Purchasing a home involves a series of steps that can seem daunting to many. However, with the appropriate team and resources at your disposal, the process can become much more manageable. Below is a straightforward summary of what to expect, accompanied by a comprehensive PDF guide to buying a home.

Get Pre-Approved

Get in contact with a Real Estate Agent

Determine your needs with your Real Estate Agent

Schedule home tours with Agent

Put an offer in on your future home & go under contract

Order home Inspection

Complete Loan Application

Prepare for closing!!!

Purchasing a home isn't as daunting as many assume. With the right team supporting you, the steps can be as simple as 1, 2, 3. Whether you're a first-time homebuyer or an experienced one, the process doesn't have to be complicated with the right guidance.

Derek Calvin

Realtor®

Why you should work with me!

With my in-house team of experts by my side, there's nothing that can prevent us from finding your dream home. We use cutting-edge technology to identify homes as soon as they're listed, ensuring no time is wasted and no one else can snatch them up. Having worked in real estate for two years, I possess a wealth of knowledge that will ensure a smooth process in securing your new home.

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FAQ

Here are the most common questions when buying a home!

How long is the entire process?

The homebuying process typically spans TWO TO FOUR MONTHS and involves several key steps. First, you’ll need to assess your financial situation, determine your budget, and get pre-approved for a mortgage. Next, find a real estate agent who can guide you through the process. As you view homes, consider factors like location, size, and condition. Inspections and appraisals help ensure the property meets your expectations. Once you’ve chosen a home, finalize your loan and prepare for closing. On the closing day, sign paperwork and become a proud homeowner! Remember that individual circumstances and market conditions can influence the timeline. Happy house hunting!

When's the best time to buy?

Do I need to sign with an agent to see homes?

Are your services free?

No, I work off a commission-based payment. That means I don't get paid until you have your home! Traditionally the home seller would pay both the buyers and sellers agent. Due to a new ruling, sellers AREN'T REQUIRED to pay the buyer's agent, but it may still be allowed. This is why a buyers agency agreement IS REQUIRED so you'll understand the ins and outs of how I will receive my payment.

Do I have to use my agent's preferred lender?

Of course not, choosing a lender is just as important as choosing the house. Your lender should be proactive in the pre-approval process as well as the buying process. Some lenders might have better rates that will keep your monthly payment down.

Tip: When searching for a lender, you can apply for multiple pre-approvals, and it will only be counted as one credit inquiry, provided it's within 45 days of the first credit check.

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Home Buying Guide

Home Buying Process

Why you should work with me!

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